Create new money habits without the boring, outdated stuff.
Track, forecast, and improve your finances. Get rewarded for it.
No spreadsheets. No guilt trips.
No “just stop buying coffee” advice.
We bring the arsenal - you bring the willpower.
Now, let’s hit those goals!
Your money command center, no ninja training required, no juggling platforms. A no-nonsense picture of your money in seconds.
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Automatically sort your spending into smart categories — no need for scavenging.
Set budgets, get alerts, and let us track your money across all accounts.
No more Sunday night anxiety about your bank balance. Know exactly where you’ll stand, up to 90 days ahead with ninja-like precision.
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Hello, life-work-relationship balance.
Keep wallets, shared or business.
Goodbye, mixing client lunch and rent.
Track what’s coming in & going out with automated alerts and kanban boards. No more surprise bills or forgotten paychecks.
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Budgeting doesn’t have to be one more boring chore. We’ve turned it into a game. Rewards, challenges, and progress tracking that keep you winning.
Every time you pay bills, you earn ninja belts to level up - Unlocking deadly new weapons (yes, like katanas). Level up to gain greater financial hero status!
Stick to your budget, earn ninja stars, and unlock legendary achievements. The more precise your budget, the more stars you score!
Think you’ve got it all figured out? Surprise financial challenges await. Your car breaks down - Can you handle it? Earn resilience badges, and level up.
Try Spend Ninja for a full month with zero worries.
If our app doesn’t make your financial life easier (and maybe even a little fun), we’ll refund you.
No questions asked, no ninja smoke bombs, just a simple refund.
We’re that confident you’ll love it.
Spend Ninja is a personal finance app that helps you predict, manage, and optimize your cash flow — especially if you freelance, hustle, or don’t earn the same amount every month. All while turning budgeting into something fun – not dreadful.
Anyone who wants to feel confident about their money. Whether you’re a 9-to-5er, freelancer, gig worker, creator, or juggling multiple income streams – Spend Ninja is built to flex with your lifestyle, not box you into someone else's.
Most budgeting apps are rigid, basic or just plain confusing – the data selling and surprise fees are a serious problem too. Spend Ninja is the opposite. Our 90-day runway, smart ‘buckets’ system, game-inspired design – and a strict no-data-selling policy – make managing money actually fun! Don't believe us? Try it now!
Most apps tell you what you shouldn’t have done. We focus on what you can do next.
No boring charts, no guilt trips, and we never sell your data.
Both! You can manually enter income and expenses or sync your accounts if you choose — totally up to you.
Absolutely. Your privacy matters – we don’t sell your data to lenders, affiliates or advertisers. Everything is encrypted, and you decide what to share or connect.
Not yet — we’re starting with desktop to give you full clarity and control. But mobile is coming, and early users will help shape what it looks like.
We use ninja skills + your bucket goals, recurring bills, and irregular income patterns to show you how long your money will actually last – no spreadsheets, no stress.
When you acquire a shared wallet, you are able to invite another person to use Spend Ninja. They get access to the app, their own private account, and a shared one between the two of you – with its own runway, buckets, bills, etc.
Yes! You can choose whether a bucket resets daily, weekly, quarterly, yearly... whatever fits you best!
Totally. We’re a small team that actually reads DMs. Hit us up anytime, we love hearing from real humans.
Your budget shouldn’t feel like a boring spreadsheet. It should feel like progress.
You shouldn’t have to track every dollar manually. Your money should work for you.
Saving shouldn’t mean guilt-tripping yourself over coffee. It should be about what matters.
Most finance apps make you feel bad. We make it fun.
You’ve tried the old way. Now, it’s time for Spend Ninja.
